{"id":1989,"date":"2022-10-08T16:30:46","date_gmt":"2022-10-08T16:30:46","guid":{"rendered":"https:\/\/electronicwordsmith.com\/an-unusual-home-insurer-request-insurancenewsnet\/"},"modified":"2022-10-08T16:30:46","modified_gmt":"2022-10-08T16:30:46","slug":"an-unusual-home-insurer-request-insurancenewsnet","status":"publish","type":"post","link":"https:\/\/electronicwordsmith.com\/an-unusual-home-insurer-request-insurancenewsnet\/","title":{"rendered":"An Uncommon Residence Insurer Request \u2013 InsuranceNewsNet"},"content":{"rendered":"
\n<\/p>\n
Over the summer time I acquired a letter from our residence insurance coverage supplier. It was titled “Residence Inspection Request.” We have been right here greater than a decade, and out of the blue, for causes not specified, an inspection was desired.<\/p>\n
I rigorously learn the letter. It included this data: “We’re requiring a digital inspection of your house throughout the subsequent 30 days. For the digital inspection, we are going to contact you in your sensible telephone and stroll you thru the inspection of your house. You will need to allow such inspections and cooperate with us in the course of the inspection course of.”<\/p>\n
Hey, I am comfortable to permit an inspector to tour the home. In individual. However a “digital” inspection? Sounds silly. First, how would the insurance coverage firm know I used to be exhibiting them the suitable home and never a home cheaper to insure?<\/p>\n
I’ve a digicam and might take snapshots. However this “digital tour” means a live-movie presentation. That is past my technological abilities.<\/p>\n
At one level the letter referred to as the inspection a “requirement.” It additionally included this beautiful sentence: “If an inspection of your residence shouldn’t be accomplished, we could also be unable to proceed your insurance coverage protection sooner or later.” That is a warning no home-owner ought to ignore. For an insurer can all the time select to not renew a coverage.<\/p>\n
So I phoned them up. On our completely good phone that’s plugged into the telephone jack within the wall.<\/p>\n
The insurance coverage rep I used to be related to, Maria, tried to be useful. Once I requested if they may ship somebody in individual, she verified they can not. In-person inspections in our space have been halted when Covid began, and it isn’t identified if in-person inspections will resume.<\/p>\n