2022 SEP 30 (NewsRx) — By a
The assignee for this patent, patent quantity 11443386, is
Reporters obtained the next quote from the background info provided by the inventors: “Web marketplaces and platforms that depend on consumer collaboration usually implement a overview system to solicit suggestions related to transactions or interactions occurring inside such marketplaces or platforms. Within the sharing economy-where marketplaces facilitate person-to-person transactions to offer lodging, transportation, the supply of products, home tasks, or different items and services-trust is paramount to a nice and profitable expertise for each suppliers and shoppers of such platforms. In these marketplaces, belief could also be conveyed about customers and suppliers by way of scores or evaluations from different market individuals about earlier transactions. Such evaluations, nevertheless, are restricted to particular marketplaces, aren’t transportable, and don’t translate to different marketplaces having various scales (e.g., 5 star system, thumbs up or down), or inapplicable parameters (e.g., journey expertise, promoting accuracy, smoke free room, cleanliness, and so forth.).”
Along with acquiring background info on this patent, NewsRx editors additionally obtained the inventors’ abstract info for this patent: “In line with varied points of the topic expertise, a technique for producing and offering a baseline particular person belief rating to facilitate completion of a person-to-person transaction by way of a belief platform is offered. The strategy contains receiving transaction overview values related to a consumer from a plurality of market and platform suppliers, every transaction overview worth is related to a person-to-person transaction involving the consumer. The strategy additional contains weighing every transaction overview worth to generate a weighted transaction overview worth primarily based on, for instance, an quantity of the person-to-person transaction, a location of the person-to-person transaction, date of the person-to-person transaction, and position of the consumer within the person-to-person transaction. The strategy additionally contains producing a baseline particular person belief rating of the consumer primarily based on an aggregation of the weighted transaction overview values; receiving a request for the baseline particular person belief rating of the consumer in reference to a brand new person-to-person transaction between the consumer and at the least one different consumer; and offering the baseline particular person belief rating to the at the least one different consumer to facilitate completion of the brand new person-to-person transaction.
“One other facet of the current disclosure pertains to a tool for producing and offering a baseline particular person belief rating to facilitate completion of a person-to-person transaction. The gadget contains a number of community interfaces to speak in a community; a processor coupled to the community interfaces and tailored to execute a number of processes; and a reminiscence configured to retailer a course of executable by the processor. The method, when executed by the processor is operable to obtain transaction overview values related to a consumer from a plurality of market suppliers, every transaction overview worth is related to a person-to-person transaction involving the consumer. The processor is additional operable to weigh every transaction overview worth to generate a weighted transaction overview worth primarily based on, for instance, an quantity of the person-to-person transaction, a location of the person-to-person transaction, date of the person-to-person transaction, and position of the consumer within the person-to-person transaction. The processor is additional operable to generate a baseline particular person belief rating of the consumer primarily based on an aggregation of the weighted transaction overview worth; obtain a request for the baseline particular person belief rating of the consumer in reference to a brand new person-to-person transaction between the consumer and at the least one different consumer; and supply the baseline particular person belief rating to at the least one different consumer to facilitate completion of a brand new person-to-person transaction.
“Yet one more facet of the current disclosure pertains to a tangible, non-transitory, computer-readable media having directions encoded thereon, the directions, when executed by a processor, is operable to generate and supply a baseline particular person belief rating to facilitate completion of a person-to-person transaction. The directions, when executed by a processor, are operable to obtain transaction overview values related to a consumer from a plurality of market suppliers, every transaction overview worth is related to a person-to-person transaction involving the consumer. The directions, when executed by a processor, are additional operable to weigh every transaction overview worth to generate a weighted transaction overview worth primarily based on, for instance, an quantity of the person-to-person transaction, a location of the person-to-person transaction, date of the person-to-person transaction, and position of the consumer within the person-to-person transaction. The directions, when executed by a processor, are additionally operable to generate a baseline particular person belief rating of the consumer primarily based on an aggregation of the weighted transaction overview worth; obtain a request for the baseline particular person belief rating of the consumer in reference to a brand new person-to-person transaction between the consumer and at the least one different consumer; and supply the baseline particular person belief rating to the at the least one different consumer to facilitate completion of the brand new person-to-person transaction.
“It’s understood that different configurations of the topic expertise will turn out to be readily obvious to these expert within the artwork from the next detailed description, whereby varied configurations of the topic expertise are proven and described by means of illustration. As might be realized, the topic expertise is able to different and totally different configurations and its a number of particulars are able to modification in varied different respects, all with out departing from the scope of the topic expertise. Accordingly, the drawings and detailed description are to be considered illustrative in nature and never as restrictive.”
The claims provided by the inventors are:
“1. A way, comprising: receiving, by a belief platform carried out by a number of servers, transaction overview values related to a consumer, the transaction overview values being acquired from a plurality of market suppliers and over a number of networks, whereby every transaction overview worth is related to a person-to-person transaction involving the consumer; primarily based on a dedication that two or extra of the transaction overview values have a special format, changing, by the belief platform carried out by the a number of servers, the 2 or extra of the transaction overview values to a standard or standardized format, whereby the changing of the 2 or extra of the transaction overview values standardizes the transaction overview values from the plurality of market suppliers; weighing, by the belief platform carried out by the a number of servers, every transaction overview worth to generate a weighted transaction overview worth primarily based on at the least one among an quantity of the person-to-person transaction, a location of the person-to-person transaction, date of the person-to-person transaction, and position of the consumer within the person-to-person transaction, weighing every transaction overview worth to generate the weighted transaction overview worth includes: making use of, by the belief platform carried out by the a number of servers, a primary weight to a transaction overview worth related to a primary person-to-person transaction primarily based on a primary location or a primary date of the primary person-to-person transaction; and making use of, by the belief platform carried out by the a number of servers, a second weight, totally different from the primary weight, to a transaction overview worth related to a second person-to-person transaction primarily based on a second location or a second date of the second person-to-person transaction, whereby the primary location of the primary person-to-person transaction is nearer to a house of the consumer than the second location of the second person-to-person transaction, and whereby the primary date of the primary person-to-person transaction is newer than the second date of the second person-to-person transaction; producing, by the belief platform carried out by the a number of servers, a baseline particular person belief rating of the consumer primarily based on an aggregation of the weighted transaction overview values; figuring out, by the belief platform carried out by the a number of servers, {that a} statistical distinction between a brand new transaction overview worth and the baseline particular person belief rating of the consumer is above a threshold; figuring out, by the belief platform carried out by the a number of servers, whether or not to regulate the brand new transaction overview worth primarily based on an estimated trigger for the statistical distinction between the brand new transaction overview worth and the baseline particular person belief rating of the consumer; primarily based on the estimated trigger for the statistical distinction between the brand new transaction overview worth and the baseline particular person belief rating of the consumer, adjusting, by the belief platform carried out by the a number of servers, the brand new transaction overview worth to yield an adjusted transaction overview worth; receiving, by the belief platform carried out by the a number of servers, a request for the baseline particular person belief rating of the consumer in reference to a brand new person-to-person transaction between the consumer and at the least one different consumer; offering, by the belief platform over the a number of networks to a tool related to the at the least one different consumer, distant entry to the baseline particular person belief rating to facilitate completion of the brand new person-to-person transaction; and offering, by the belief platform carried out by the a number of servers, the adjusted transaction overview worth to a market related to the brand new person-to-person transaction.
“2. The strategy of declare 1, whereby changing the 2 or extra of the transaction overview values to a standard or standardized format additional includes normalizing a primary one of many two or extra transaction overview values from a primary market of the plurality of marketplaces with a second one of many two or extra transaction overview values from a second market of the plurality of marketplaces primarily based on a distinction of scales used within the first one of many two or extra transaction overview values from the primary market and the second one of many two or extra transaction overview values from the second market.
“3. The strategy of declare 1, additional comprising offering the baseline particular person belief rating of the consumer to a market related to the brand new person-to-person transaction, {the marketplace} being exterior of the plurality of marketplaces.
“4. The strategy of declare 1, additional comprising sending a hyperlink to the gadget related to the at the least one different consumer to facilitate completion of the brand new person-to-person transaction.
“5. The strategy of declare 1, additional comprising insuring the brand new person-to-person transaction primarily based on the baseline particular person belief rating of the consumer and a attribute of the brand new person-to-person transaction.
“6. The strategy of declare 1, whereby making use of the primary weight to the transaction overview worth related to the primary person-to-person transaction is additional primarily based on a primary quantity of the primary person-to-person transaction, and whereby making use of the second weight to the transaction overview worth related to the second person-to-person transaction is additional primarily based on a second quantity of the second person-to-person transaction.
“7. The strategy of declare 1, whereby making use of the primary weight to the transaction overview worth related to the primary person-to-person transaction is additional primarily based on a primary position of the consumer within the first person-to-person transaction, and whereby making use of the second weight to the transaction overview worth related to the second person-to-person transaction is additional primarily based on a second position of the consumer within the second person-to-person transaction.
“8. The strategy of declare 1, additional comprising: receiving an extra transaction overview worth related to the brand new person-to-person transaction; figuring out whether or not the extra transaction overview worth is a statistical outlier from the baseline particular person belief rating of the consumer; figuring out a context of the brand new person-to-person transaction when the extra transaction overview worth is a statistical outlier from the baseline particular person belief rating of the consumer; and adjusting the extra transaction overview worth to generate an adjusted transaction overview worth primarily based on the recognized context of the brand new person-to-person transaction.
“9. The strategy of declare 8, additional comprising: offering the adjusted transaction overview worth to a market related to the brand new person-to-person transaction.
“10. The strategy of declare 9, whereby figuring out the context of the brand new person-to-person transaction includes at the least one among figuring out a job of the consumer within the new person-to-person transaction, figuring out different individuals concerned within the new person-to-person transaction, figuring out a location of the brand new person-to-person transaction, figuring out an quantity of the brand new person-to-person transaction, and a distribution of transaction overview values authored or acquired by the consumer.
“11. The strategy of declare 9, whereby the adjusted transaction overview worth is used to switch a overview related to the brand new person-to-person transaction.
“12. The strategy of declare 1, additional comprising: receiving an extra transaction overview worth related to the brand new person-to-person transaction; figuring out whether or not the baseline particular person belief rating of the consumer is a statistical outlier from the baseline particular person belief rating of a plurality of customers of a market related to the brand new person-to-person transaction; adjusting the extra transaction overview worth to generate an adjusted transaction overview worth when the baseline particular person belief rating of the consumer is a statistical outlier from the baseline particular person belief rating of the plurality of customers of {the marketplace} related to the brand new person-to-person transaction; and offering the adjusted transaction overview worth to {the marketplace} related to the brand new person-to-person transaction.
“13. The strategy of declare 12, whereby the adjusted transaction overview worth is used to switch a overview related to the brand new person-to-person transaction.”
There are further claims. Please go to full patent to learn additional.
For extra info, see this patent: Bungert, John. Belief platform.
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